Privacy Policy

Our Commitment to Privacy

Welcome to RailsCarma website (the ”Site”). For the purposes of this Policy, the terms “we”, “us”, “our”, “Company” and, “Company” refer to RailsCarma, and all of our affiliates. ”You” refers to you, as a user of this site. Explained in this section is our policy regarding any personal information you might supply to us when you visit our web site(s). Our Privacy Policy (the ”Policy”) was developed as an extension of our commitment to combine the highest-quality products and services with the highest level of integrity in dealing with our customers and partners. This Policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our Site and our products and services. This statement will be continuously assessed against new technologies, business practices and our customers’ needs.

Your Consent

By using this Site, you consent to our collection and use of your personal information as described in this Privacy Policy. Company’s Privacy Policy applies to individuals and we reserve the right to change this Privacy Policy, along with related procedures, at any time.

Collection, Use and Retention of Client Information.

When you visit our Site you may provide us with two types of information:
1)   Personal information you knowingly choose to disclose that is collected on an individual basis; and
2)  Web site use information collected on an aggregate basis as you and others browse our Site.

Security of information :

We will ensure security of your information by maintaining them in very secure environments which are protected by robust security procedures.

1. Personal Information — Our Use of Information That You Provide Us.

A. General Policy

Broadly speaking, we use personal information for purposes of administering our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our Site, new services and special offers we think you will find valuable. The lists used to send you product and service offers are developed and managed under our traditional corporate standards designed to safeguard the security and privacy of our customers’ personal information. If you desire not to receive these offers, please send a mail to [email protected]

B. Credit Card Information

If you choose to purchase products or services from Company or our partners, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:

Mailing address
E-mail address
Credit card number
Home and/or business phone number Other personal information
E-mail Information

C. E-Mail.

If you choose to correspond with us through e-mail, we may retain the content of your e-mail and our response so that we can more efficiently handle any follow-up questions you may have.

D. Online Applications.

When you apply on the Site for accounts or services, you provide personal information that is necessary for us to process your application. Company, along with our affiliates, may keep the information you provide to us, along with information we collect from outside sources, so that we can offer you accounts and services related to your financial needs.

E. Online Surveys.

The information you provide to Company via online surveys and promotions on the Site will be used for internal marketing purposes, including for the development of new services and information on the Site.

2. Web Site Use Information.

Similar to other commercial web sites, our Site utilizes a standard technology called “cookies” and web server logs to collect information about how our Site is used.

A. What Are Cookies?

”Cookies” are a feature of web browser software that allows web servers to recognize the computer used to access a web site. They are small pieces of data that are stored by a user’s web browser on the user’s hard drive. Information gathered through cookies and web server logs may include information such as the date and time of visits, the pages viewed, time spent at the Site, and the web sites visited just before and just after our Site. Cookies can remember what information a user accesses on one web page to simplify subsequent interactions with that web site by the same user or to use the information to streamline the user’s transactions on related web pages. This makes it easier for a user to move from web page to web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.

B. How We Use Informatio